Cabot Financial

Hi, i am hoping you can help me. I had a CCJ from welcome finance in August 2014 which has been removed from my credit file. I was in an IVA from June 2014-2020.

i have had some new Correspondence from them about the outstanding debt. I requested a copy of the CCA agreement And they have written to me to say that as the CCJ was obtained in August 2014, prior to my original CCA request being received and as I didn’t raise a dispute to this matter prior to the judgment, they are fully entitled to enforce the judgement and the duty to supply the requested information no longer applies.

is that correct? Many thanks